Privacy Policy

1. Introduction

finshabits ("we," "us," or "our") operates the website finshabits.com (the "Site"). This Privacy Policy describes the types of information we collect from visitors to the Site, how we use that information, and the choices you have with respect to your data.

By using the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree, please discontinue use of the Site.

finshabits is an informational resource and does not sell financial products or services. We do not collect financial information, account details, or any sensitive personal data beyond what is described in this policy.

2. Information We Collect

2.1 Information You Provide Voluntarily

When you use our contact form, you may voluntarily provide:

• Your name
• Your email address
• The subject and content of your message
• Any other information you choose to include in your message

We collect this information solely to respond to your inquiry and do not use it for marketing or share it with third parties for commercial purposes.

2.2 Automatically Collected Information

When you visit the Site, our servers and analytics tools may automatically collect:

• Your IP address (anonymized where technically possible)
• Browser type and version
• Operating system
• Referring URL and pages visited on the Site
• Date and time of your visit
• Approximate geographic location (country or region level only)
• Time spent on individual pages

2.3 Cookie Data

The Site uses cookies and similar technologies to remember your preferences and analyze traffic. You can manage your cookie preferences via the consent banner. For full details, see our Cookie Policy.

3. How We Use Your Information

We use the information collected for the following purposes:

• To respond to contact form inquiries and provide requested information
• To analyze site traffic and understand how visitors use the Site, enabling us to improve content and usability
• To detect and prevent fraudulent or abusive activity
• To maintain the security and technical integrity of the Site
• To comply with applicable legal obligations

We do not use your information for advertising, profiling, or commercial marketing of any kind. We do not sell, rent, or trade personal data to third parties.

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), we process your personal data based on the following legal grounds:

• Consent: for cookies and analytics where you have provided explicit consent via the cookie banner.
• Legitimate Interests: for basic server logging and security purposes, where our interests in operating a secure website are not overridden by your data protection rights.
• Performance of a Contract / Pre-contractual steps: when you contact us via the contact form and we respond to your inquiry.

5. Data Retention

We retain contact form submissions for up to 24 months from the date of submission, after which they are permanently deleted. Anonymous analytics data may be retained for longer periods in aggregate form.

You may request deletion of your personal data at any time by contacting us at info@finshabits.com. We will process deletion requests within 30 days.

6. Third-Party Services

The Site may use the following categories of third-party services:

• Web Analytics: We may use privacy-respecting analytics tools to understand site traffic in aggregate. Any analytics provider is selected for its compliance with data protection standards.
• Content Delivery Networks (CDNs): We load certain resources (such as icon fonts) from third-party CDNs. These providers may log access requests, including IP addresses, in accordance with their own privacy policies.
• Hosting: The Site is hosted on third-party infrastructure. Our hosting provider processes server data in accordance with applicable data protection agreements.

We are not responsible for the privacy practices of external websites linked from the Site. We encourage you to review the privacy policies of any third-party site you visit.

7. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Right of Access: Request a copy of the personal data we hold about you.
• Right to Rectification: Request correction of inaccurate personal data.
• Right to Erasure: Request deletion of your personal data ("right to be forgotten").
• Right to Restrict Processing: Request that we limit how we use your data.
• Right to Data Portability: Request your data in a structured, machine-readable format.
• Right to Object: Object to processing based on legitimate interests.
• Right to Withdraw Consent: Withdraw consent for cookie-based processing at any time via your browser settings or the cookie banner.

To exercise any of these rights, contact us at info@finshabits.com. We will respond within 30 days. If you are in the EEA, you also have the right to lodge a complaint with your national data protection authority.

8. Data Security

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. These measures include the use of HTTPS encryption for all data transmitted to and from the Site.

While we take data security seriously, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of data transmitted to the Site.

9. Children's Privacy

The Site is not directed at children under the age of 16. We do not knowingly collect personal data from individuals under 16. If you believe a child under 16 has provided us with personal data, please contact us and we will delete it promptly.

10. International Data Transfers

If you are located outside the country where our servers are based, your information may be transferred internationally. Where such transfers occur, we take steps to ensure appropriate safeguards are in place in accordance with applicable data protection law.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Continued use of the Site after any changes constitutes acceptance of the updated policy. We encourage you to review this page periodically.

12. Contact

For any questions or requests relating to this Privacy Policy or your personal data, please contact us:

• Email: info@finshabits.com
• Website: finshabits.com